Negotiating a divorce settlement can seem like a never-ending uphill battle. It can quite literally take over your life for weeks or months. Furthermore, the more financially complex your divorce is, the longer your settlement might take.

When the day comes that you are finally finished with your divorce, you will probably be more than ready to wash your hands of your ex and the divorce process in general and dance your way into your new life. However, just because you signed your name to the divorce decree does not mean you are finished.

Like with other major life changes, divorce comes with a thousand details that you have to handle. From choosing a divorce attorney to filing the papers with the court and telling the kids, you will have many tasks to complete. To help you through the process, be sure to add these often overlooked items to your divorce to-do list.

Take care of your credit

If you and your husband have had joint accounts throughout your marriage, you will need to establish a credit history that is solely your own. The sooner you do this, the better. For example, if you decide to sell your marital home in Duluth and purchase a new one, you will need to have a strong credit history that is separate from your ex’s.

Disinherit your ex

If you have done any estate planning, such as creating a will or health care directive, that names your ex as a beneficiary or responsible party, it is time to revisit those documents. As soon as possible, update your estate plan. Otherwise, your ex-husband might inherit your property or be able to make financial decisions on your behalf.

Make a spending plan

Even if you expect a significant divorce settlement, you may need to adjust your spending and saving habits to accommodate your new life. Where you once had two incomes to maintain your household, after your divorce, you will only have one. Create a financial plan that will make the divorce settlement last as long as possible.

If you are planning to divorce, be sure to make a to-do list that includes the above tasks. The best thing you can do for yourself is prepare and plan as much as possible before you take that first step toward ending your marriage. With enough preparation, you will be ready to start your new life.